Muhammed Lawal Subair is a seasoned financial analyst and dedicated full-time lecturer at Kwara State University, Malete, contributing expertise in the Department of Accounting and Finance. Holding a comprehensive array of professional qualifications, including ACA, CVA, CFA, and CIMA, he complements his academic background, which spans OND, B.Sc., M.Sc., DPR, DPM, and EMBA. Residing in No5 Eleyele Compound, Akata Alanamu, Ilorin, Muhammed brings a wealth of knowledge and experience to both the academic and financial realms